Understanding AggreLend

📈 What is AggreLend?

AggreLend is a lending aggregator built on Solana that focuses on making on-chain saving simple, intuitive, and accessible, even for beginners. With AggreLend, you don’t need to worry about manually comparing lending platforms, chasing rates, or handling reward tokens.

Once you connect your Solana wallet and deposit a supported token, AggreLend automatically routes your position and continuously works in the background to keep your balance earning at the best available supply-side rate across integrated lending venues. It also harvests and normalizes rewards into your base asset, re-supplies them, and updates your positions seamlessly.

This means that the APY shown in the interface isn’t just an estimate, it’s what you’re actually accruing over time. No manual claims, no reward token swaps, and no confusing strategies to select. AggreLend does the optimization for you automatically.

🎯 A Simpler Approach to DeFi

AggreLend is designed with a beginner-friendly philosophy: keep things clear, predictable, and easy to use. The platform avoids complex or risky features commonly found elsewhere and instead focuses on a straightforward, optimized lending experience.

There’s no leverage, so your funds aren’t exposed to forced liquidations. You don’t need to worry about liquidity concerns since deposits are routed only through vetted venues with strong liquidity profiles. There are no complex trading mechanics, no order books to manage, and no borrow-looping strategies to artificially amplify yields. And because you’re never borrowing, you also avoid liquidation risks entirely.

Instead, AggreLend relies on predictable rate checks and venue scoring. The protocol evaluates lending venues based on liquidity, stability, and reliability. When a better opportunity arises, CPI-driven rebalances automatically update your position — but only when it actually improves your realized yield.

This makes AggreLend ideal for long-term savers who want their balances to grow quietly and consistently, without micromanaging every move.

📈 Pro Tip: Think of AggreLend as a “set-and-forget” optimizer — perfect for beginners but powerful enough for experienced users too.

🧭 Making DeFi Accessible for Everyone

While Solana’s ecosystem offers fast and composable financial products, it can also feel overwhelming for newcomers. AggreLend deliberately avoids integrating high-risk or overly complex products, such as:

• Looping or amplifying yields
• High risk strategy vaults
• Options or leverage positions
• Real-world asset loans

Our goal is simple: help users grow the tokens they already want to hold — without requiring them to become DeFi experts. By automatically routing deposits to the best current lending venue, AggreLend makes earning yield straightforward and user-friendly.

💸 Transparent and Simple Costs

We believe DeFi should be accessible and transparent. That’s why AggreLend keeps its cost structure minimal and predictable:

• Opening a position requires a refundable rent fee of 0.00161 SOL. When you close your position, this rent is automatically returned to you.
• There are no performance fees today. The APY you see is the APY you earn.
• Once a performance fee is decided upon and introduced in the future, it will always be reflected transparently in the net APY displayed — no hidden charges, ever.

For users, this means that the interface is the single source of truth. You don’t need to calculate returns manually or worry about unexpected deductions — what you see is what you get.

🚀 Your dashboard always shows the real, net rate you’re earning — no confusing fine print.

🛡️ Security & Audits

AggreLend takes security seriously to ensure the safety of it's users:

• Integrates only with venues that have undergone credible audits and KYB checks.
• Keeps its own program surface minimal to reduce potential vulnerabilities.
• Uses transaction-context checks to block mixed-intent flows within a single transaction, protecting users from common DeFi exploits.

These choices, combined with AggreLend’s lend-only focus, result in a protocol that is easier to understand, easier to audit, and safer to operate. For users, this translates into clear expectations and fewer surprises.